Why Choose AFS?

  1. You are dealing with THE FUNDING SOURCE. We are not an agent, broker or reseller.
  2. Industry leading CUSTOMER SERVICE. Speak with people who know you, your business and understand your needs.
  3. You are NOT REQUIRED to change your credit card processor. We have several alternative collection methods available.
  4. You can choose from several FLEXIBLE PROGRAMS to meet your business needs. We understand each and every business is different and will not fit into the same "cookie cutter" program.

American Finance Solutions is an expert helping small- and medium-sized businesses meet their working capital needs. We recognize and understand the financial situations and challenges your business faces in accessing working capital. Utilizing a unique asset for providing this working capital - future credit card sales - AFS is able to advance your business the cash it needs today through its merchant cash advance programs.

Basically, AFS purchases a portion of your future sales at an agreed-upon discount. It is almost like saying, "We believe your business will grow. Therefore, we will "advance" you a percentage of that growth, and recoup it by taking back a percentage from your daily credit card transactions.

We do not touch any other part of your cash flow - only the credit card transactions.

Unlike our competitors, AFS takes the time to understand your business and its individual needs. Our advances are structured to meet your business' specific scenario. We do not believe that all businesses are the same and neatly fit into pre-set programs.

At AFS we know that you have many different options when deciding on whom to partner with for financing. With AFS you will never deal with an agent or broker, rather you will be dealing personally with the principals of the company. We are the funding source!

Benefits of the AFS programs include:

  • Qualification for funding based on ALL card types (Visa, MasterCard, AMEX and Discover)
  • No requirement to change processing companies
  • Several options for collecting
  • Industry leading customer service
  • No fixed payment amount
  • No fixed time frames for repayment
  • Flexible programs to suit all business situations (including seasonal & newer businesses)
  • Completely automated process
  • No application, broker or processing fees
  • AFS gets paid only when you get paid

AFS has partnered with hundreds of businesses to get them the capital they need to grow their business, handle unforeseen expenses or meet daily operational expenses. We pride ourselves on leading the industry with unparallel client service and satisfaction.

Please read about what our current clients are saying about us. Click Here

Fast Cash Program