AFS FAST CASH PROGRAM
American Finance Solutions developed the FAST CASH program to assist business owners, who cannot qualify for a traditional funding or a merchant cash advance, in getting funding and getting it fast.
You are pre-approved in the FAST CASH program. Even if you have been declined elsewhere, as long as you meet our basic requirements, you can be funded up to $9,500 within 48 hours.
There are eight FAST CASH programs available. Our requirements do not include credit reports, site surveys, trade references, or business reports. Tax liens, previous bankruptcies or judgments do not matter.
To qualify for FAST CASH you must:
- Process at least $4,500 per month in credit cards
- Batch a minimum of 15 times per month
- Currently do not have a merchant cash advance balance
- Pass a landlord or mortgage verification on your place of business
If you answered Yes to all of the above questions, you are automatically pre-approved for the FAST CASH program.
Here’s how to get your FAST CASH:
- Complete the FAST CASH Application and submit to AFS via e-mail or fax along with:
- Your last 6 months of credit card processing statements (all pages for the most recent month, summary page for the remainder)
- Your most recent months business bank statement
- Copy of a voided check
- Copy of your driver’s license
- AFS will review the documents and send you the Funding Agreement, along with some other important documents, to sign and fax back.
- You will need to change your credit card processing to the AFS processor (A very simple process that can be done same day).
- After review of the documents and upon the credit card terminal being re-programmed with a successful test batch, you will be funded.
If you have questions or just prefer to speak to someone personally, please call us toll free at 800-760-5516.
You can Apply Now online or Download your FAST CASH application by click the Apply Now or Download buttons.


FAST CASH Collection Method
- Split Processing is the only method used in the AFS FAST CASH program – AFS-approved processing company automatically transfers the Specified Percentage of your daily batches to AFS
- Same day re-programming of your credit card terminal is possible if submission is received before 12.00pm PST.
- When changing to the AFS-approved processing company, generally no new equipment is required and rates are met or beaten.
- If you require a new terminal or equipment, AFS will supply one at cost and deduct the amount from their funding. Termination letter will be required from the old processor or the old equipment returned to AFS.
- Split processing will be applied to all Visa, MasterCard, Discover, debit cards (pin-based and non-pin based) and EBT transactions.